Conforming Programs

Programs Option 1 Option 2 Option 3

  RATE APR POINTS RATE APR POINTS RATE APR POINTS
30 Year Fixed 5.25 6.125 1 5.375 6.25 0.5 5.5 6.375 0
15 Year Fixed 4.75 5.49 1 4.875 5.62 0.5 5.0 5.75 0
1 Year ARM 3.90 4.375 1 4.25 4.59 0.5 4.375 4.875 0

 

Rates are subject to borrower qualification and are also subject to change. APR is based on 20% down payment and a $100,000 mortgage.

Other Variable Programs are available, such as 3/1, 5/1 and 7/1, as well as Construction to Permanent, and 3% down first time home buyer programs. Go to the Loan Officer Chat Room for more details. These rates reflect Owner Occupied Single Family Homes. There is a 1.5 % add on to the points for Investment properties.